Virgin Credit Card Details and Application

We all want to be around interesting and inspiring people, it makes us feel good that they have chosen to spend time with us and we feel like their charm and drive can somehow rub off on us. It is this drive and passion which have led to the success of British entrepreneur Richard Branson, because you have to admit that whenever you see him on TV on the news or in the paper, he always appears to be having the time of his life and you just wish you were there. We relaunch of the Virgin credit card you can feel like you’re there, enjoying the exclusive rewards, the outstanding customer service and the affordable interest-rate and non-existent annual fee which Mr. Branson has created just for you.

With the new Virgin credit card you will be getting:

• The opportunity to be one of the first new cardholders with the relaunch in early 2010.
• The same low interest rates and zero annual fee, with attractive balance transfer offers and better than ever rewards.
• The return of the mate’s rate rewards program for instant discounts so you don’t have to wait to build up points balance to be rewarded.
• When the Virgin credit card was first released in Australia in 2003 it was the only card to offer such a combination of affordability and rewards. Since then a number of Australian credit cards have tried to follow suit but the Virgin deal is still one of the best that you should consider.

Features Of The Virgin Credit Card

Before you can decide whether the Virgin credit card deal is the best one for you the second time around, consider whether you could benefit from the following features:

• A low interest balance transfer offer. If you already have an existing credit card and an outstanding balance, you may think you have missed a chance again to take advantage of the new Virgin credit card. However, with the six months to repay that existing credit card without paying any interest not only sets you up to enjoy the rewards of your Virgin credit card, you’ll also enjoy financial responsibility and freedom without the pressure of bad debt.
• No annual fee. A credit card annual fee is typically added to your account as another purchase at the beginning of each year. Therefore you could be repaying an annual fee of hundreds of dollars before you’ve even had the chance to use your card. However with the Virgin credit card you are not paying a fee towards the bank’s profits.
• A low interest rate. Not only is this one of the lowest interest rates on any Australian credit card, you will also have up to 55 days to repay your purchases so you can avoid this interest-rate altogether.
• A 24 hour a day seven-day a week call centre. The Virgin call centre is manned by real people so you can call at any time and speak to a dedicated Virgin staff member. Virgin Money staff offer award-winning customer service to ensure that you understand every feature and condition of your credit card so you are not caught out by any unexpected charges, and you know exactly how to get the most out of your card.
• Instant rewards. The mate’s rate’s instant rewards program does not make you accumulate points balance, or force you to cash in your rewards points before they expire, but will instead give you instant discounts when you shop with Virgin partnered businesses and retailers so you can save on clothing and music DVD’s books wine and even Virgin Atlantic flights.
• Your choice of card colours. The Virgin credit card still maintains its distinctive rounded corner, and allows you the choice of four card colours to suit your personality in black, pink, green, purple or red.
• A low introductory purchase rate. When you make a purchase of $500 or more and call to report that purchased Virgin within 14 days you will pay just 3% interest for three months.
• The new Virgin credit card is a MasterCard. MasterCard is one of the most accepted credit cards around Australia and around the world so you will never have to worry about being caught without a secure payment method.
• Free additional cardholder. Most Australian households have more than one credit card and this can often mean two sets of fees two sets of interest charges to statements and to monthly payments. However you can add a free account holder to your Virgin credit card and they are able to enjoy all of the same instant rewards low interest rates and no annual fee saving your family time and money in managing your finances.
• Secure online credit card use. The Virgin use the Falcon system to protect your online credit card purchases and stop any fraudulent access or fraudulent use.
• The choice to add payment insurance. If you are unable to pay your bills the last thing you want to be worrying about use your credit card repayment. Therefore you can add repayment insurance to your Virgin credit card so that if you are unable to make your credit card payments you don’t have to worry about that being reported on your credit history.

Why You Should Sign Up For Virgin Credit Card Relaunch Updates

If the features of the Virgin credit card sound like they could suit your spending needs, you need to sign up now to be part of the Virgin credit card relaunch updates. We can make sure you are kept updated with the progress of the Virgin Money and Citibank Australia relaunch schedule so that you can be one of the first to enjoy the benefits of the new Virgin credit card. You will want to beat the rush with exclusive updates because:

• The popularity of the Virgin credit card will only have increased. The numbers don’t lie and when the Virgin credit card was first released in Australia in 2003 over 800,000 cards were issued to over 500,000 accounts, since some accounts have additional cardholders.
• When partnered with Westpac from 2003 to 2008 the Virgin deal wasn’t renewed. Westpac saw the popularity of the Virgin credit card with Australians who wanted low interest rates and low fees on a rewards credit card and realised that Virgin would be in direct competition with Westpac credit cards.
• The Virgin captured 6% of the credit card market. In just the first three years of its release the Virgin credit card captured 6% of the Australian credit card market and we are very relaunch after an extended period of absence the Virgin Money and Citibank Australia expects to be able to capture over twice that percentage of the market to take them into fourth spot exceeding NAB’s market share.

If you have been looking for a credit card deal which can help you take control of an outstanding credit card balance, as well as offer you a great low introductory purchase rate, and a low ongoing interest rate then the Virgin credit card may have come along at just the right time. Therefore register now for relaunch updates so you don’t miss out on the latest Virgin credit card deals.

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1. Virgin Credit Card – Details and Application
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Posted on Tuesday, May 4th, 2010 at 3:02 pm