You’ve heard of the big four banks, well Suncorp bank is Australia’s fifth-largest listed bank and first entered the banking industry in 1902 based in Queensland. Since then Suncorp has extended its services across Australia and most recently to Western Australia while remaining a truly regional bank, serving nearly 1,000,000 customers. The Suncorp brand covers a unique and diverse range of financial services and operates in Australia and New Zealand as a top 25 ASX listed company. This allows Suncorp bank to offer personal lending services, savings and transaction accounts margin lending, foreign currency services and of course credit cards and balance transfer offers.
Why Choose Suncorp?
Striking the right balance between using your credit card responsibly and earning enough points to make it worthwhile to have a rewards credit card can often be difficult. However the Suncorp rewards program makes it easy for you to earn meaningful rewards points which you can redeem for rewards that you actually want and will use, simply through your everyday spending. The Suncorp rewards program includes:
- Earn one point for every one dollar spent. You don’t have to spend at certain retailers at certain times of the year and you will earn one point for every one dollar you spend with you are buying your groceries, filling up your car or paying your bills.
- Your choice of rewards. You can redeem your points whenever you like, you don’t have to reach a certain total, and there are even over 300 rewards items that you can access with just 5000 points. Plus there are over 200 big brand merchandise items you can reward yourself with, gift vouchers for your favourite stores as well as ever-changing special offers and discounts.
- You can top up your points. If you have been collecting points but want to redeem those for a certain reward you haven’t quite met, you can make up the difference between your points and the points needed by making a cash payment to receive that reward. You can also easily redeem your points when you are ready to choose a reward, either online or over the phone.
- Get cashback rewards when you travel. With the Take Flight Cashback rewards program when you book flights or accommodation with any travel agent using your Suncorp credit card you will earn points towards getting cashback on your credit card and these points and cashback can then be used to reduce your balance. You can also choose to transfer your Suncorp rewards points to the Velocity or KrisFlyer airline rewards points programs.
Suncorp Balance Transfer Credit Cards
Just about every Australian credit card provider offers balance transfer offers as well, however many providers use their balance transfer deals as a way to attract new customers because they don’t expect you to repay your balance within the low or 0% interest period and hope you will stick around at the end of the offer because it’s just easier, and many people do.
However Suncorp bank want to give you a realistic shot at repaying your transferred balance and so all of their balance transfer offers are for a period of at least 12 months to give you the chance to adjust your spending habits, pay your balance down slowly over time rather than with frantic bulk payments which you can’t maintain, and allowing you to build more financially responsible habits for the future.
Balance transfer offers and credit cards from Suncorp also include:
Suncorp manages to couple its strength as a big bank in Australia, with its regional community roots to offer you meaningful rewards programs, affordable credit cards and balance transfer offers which can help you responsibly gain control of your credit card debt and maintain that control through new financial habits you can develop.
Posted on Friday, June 4th, 2010 at 2:52 pm
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