Macquarie is a banking institution recognised and operational worldwide and their main business focus is to allow their customers to grow their wealth in a way which suits them and their goals for the future. Macquarie works with institutional, corporate and personal banking customers around the world and brings that knowledge and experience to you to be able to offer you the latest technology, the best security and competitive deals on your credit card because debt management is an important part of growing your wealth.
Why Choose Macquarie bank?
When choosing the best credit card you need to look at what that credit card and credit card provider can do for you that others won’t, and which make it easier for you to use your credit card responsibly, safely and make your money work harder for you. Therefore consider the exclusive inclusions offered by Macquarie bank such as:
- Gold and Platinum insurance. As a gold or platinum credit card holder with Macquarie you are automatically eligible for a range of insurance options. These include international and Australia wide travel insurance, cover for medical expenses required when overseas and purchase protection for items bought while travelling. You will also have purchased security insurance and extended warranty insurance when you use your gold or platinum Macquarie credit card.
- Gold and Platinum contactless technology. The Macquarie gold and platinum credit cards are equipped with contactless payment technology which allows you to process payments up to the value of $35 simply by having your card in the vicinity of the payment terminal. This saves you time, as well as saves you the inconvenience of processing small cash transactions when you can use your card quickly and easily. Contactless payments are also more secure than the standard form as your card never leaves your hands and there is no risk that the information from your card can be skimmed and fraudulently used.
- Manage your account online. With a Macquarie credit card you can view your balance and pass transactions, and request electronic statements using Macquarie’s my card Internet banking system. You are currently unable to make BPAY payments from your Macquarie credit card.
- Additional cardholders. If you choose to add an additional cardholder to your Macquarie credit card they will have access to all of the same information that you do as the primary cardholder, but they will be unable to make any changes. The Macquarie Platinum card allows you to have up to 4 additional cardholders for free while the RateSaver credit card will charge a $10 annual fee for an additional cardholder and the Macquarie gold card will charge a $30 annual fee.
Macquarie Bank Balance Transfer Credit Cards
Deciding to transfer your balance from your standard credit card to take advantage of lower interest rate balance transfer offer can save you hundreds or even thousands of dollars, not to mention the time you save in repaying your credit card balance as well. However to make sure you choose the balance transfer offer which is best for your needs so that you really are in a better financial position you should ask yourself some important questions, and those questions are answered below.
What is a Macquarie bank balance transfer?
If you take advantage of a Macquarie bank balance transfer you can transfer all or part of the outstanding balance from another credit card to a Macquarie credit card account. When you request a balance transfer from Macquarie bank they will be paid funds to your current credit card to repay that balance, and then debit this amount to your Macquarie credit card account. You will also need to allow up to 5 business days for balance transfer requests to be processed. This means that until your transfer is confirmed by Macquarie bank you should continue to make payments on your old credit card.
Is there a limit to the value of a Macquarie bank balance transfer?
You can transfer any balance to your Macquarie balance transfer credit card as long as it is $500 less than the credit limit available on the card.
When can a Macquarie bank balance transfer be made?
You can make the request for a balance transfer to your Macquarie credit card at the time you apply, or at any time after you have received and activated your new credit card, by completing a balance transfer request online using the MyCards Internet banking system.
Which Macquarie credit card still I have to choose from?
- Macquarie Visa RateSaver Card – Saving you with a rate of 13.95% you can also enjoy an interest rate of 0% on your balance transfers for four months. You will also be charged just $50 in annual fee, and have up to 55 interest-free days to use the bank’s money instead of your own. You can read more about the features and how to use the RateSaver card to your benefit by reading the full review here.
- Macquarie Visa Platinum Card – You can earn up to 1.25 points for every one dollar that you spend and these points do not expire, and you can use them on a range of merchandise and flight rewards. You will also enjoy exclusive platinum treatment including free travel insurance and investment advice, and you can read more about the platinum inclusions in the full review here.
- Macquarie Visa Gold Card – With this gold card you can enjoy a 0% interest balance transfer offer for six months, after which time you can responsibly use your new card to earn one point for every one dollar you spend. You can redeem your points on merchandise or travel, and you have complimentary travel insurance as a gold card holder plus much more as you can see from the review here.
Macquarie bank are focused on offering you a well rounded and inclusive money-management solution for your credit card needs and you can be sure that you will be getting easy-to-use and intuitive service and features with Macquarie bank credit card or balance transfer offer.
Posted on Friday, June 4th, 2010 at 2:47 pm
You can leave a response, or trackback from your own site.