Card Types

Card Providers

Card Tips

The Australian Guide to Credit Cards

Download our FREE e-book, which includes articles dedicated to help you save on your credit cards, maximize your rewards and find the best credit card for you.

Enter your email address below to immediately receive your Free e-book

You will also receive email updates/promotions from Credit Card Finder.

HSBC Gold Card Visa Review

If you are looking for a gold card then you have already distinguished yourself as a person with discerning tastes. With the many choices that abound it is hard to choose exactly the right one. HSBC offers a premier gold card for even the most distinct preferences.

About HSBC

HSBC is a venerable banking institution that has an international networking that is comprised of over 8,000 properties in 88 countries from Europe, Asia-Pacific, to the Middle East and North and Latin America. HSBC is firmly planted in Australia with 35 branches and offices to visit and an extensive range of financial services from which to choose. HSBC set up shop in Australia in 1965 and was given a commercial banking licence in 1986. In 1999, the global brand ‘HSBC’ was formally adopted by all Australian subsidiaries.

About HSBC Gold Card Visa

When you look for a gold card you are expecting more than your standard card. The HSBC Gold Visa Card delivers on this expectation. With this card you receive excellent interest rates, a low annual fee and entrance into the HSBC Rewards Plus program that offers rewards to satisfy any one’s tastes. Below are some highlights for this fantastic card.

Low annual fee – Not only do you receive a low annual fee, you will have NO fee for the first year. It is completely waived for new customers the first year.
Receive rewards points for each dollar you spend.
Pay your card off monthly with no extra fees with up to 45 days of no interest.
Receive complimentary insurances including the popular purchase protection insurance. Use your card freely knowing that you are protected with this extra security protection in place.
Make 5 purchases per year that are locked in at a lower rate. These purchases need to be at least $500 each and the lower rate lasts from 90 to 120 days.

Additional Perks

The “HSBC Gold Visa Card” also offers extended warranties on certain purchases and you can receive guaranteed pricing on certain items. You will also have access to HSBC’s Home&Away Privilege Program. This is available in Australia and 40 other countries worldwide. You also do not need to accumulate points. All you need to do is simply present your card and you will receive instant discounts on your shopping, accommodations, travel and much more.

In order to qualify for this card, you must have an annual income of at least $50,000. When you are looking for a gold card that has just about all the features that you are looking for, HSBC can offer you that card.