Commonwealth Bank Credit Cards

About Commonwealth Bank Australia

Commonwealth Bank has the largest customer base of any Australian bank and they have worked hard to build their business to be profitable, attractive to shareholders so it can be strengthened as well as ensure they continue to offer a wide range of competitive personal banking, business products, funds management, superannuation and investment options. As such Commonwealth Bank have a range of balance transfer credit card offers you are going to need to learn more about before you can make your decision about the best transfer offer for your needs and we will provide you with all of the information you need an answer all the questions you may have.

Why Choose CBA?

When choosing a provider for your credit card and balance transfer is important to do just as much research and comparisons as you would if you were choosing a home loan provider for example therefore find out more about the features and services which set Commonwealth Bank apart:

• CBA are an award-winning bank. While you can do all of the research and make all of the comparisons you want, industry recommendations go a long way to help you determine whether a bank deserves your credit card custom. Commonwealth Bank won the Best Retail Bank in Australia and the Best Retail Bank in the Asia-Pacific award in 2010 at the Asian Banker Excellence in Retail Finance Services Awards. They also won the Best Bank in Australia award at the Global Finance – World’s Best Banks in Developed Markets 2010 awards.

• Credit card cover. If you are unable to meet your credit card repayments you can be in a lot of trouble as a credit card bill is unlike any other bill as it is high interest unsecured debt which creates a particularly nasty mark on your credit report. However credit card plus from Commonwealth Bank can help you cover your monthly credit card repayments if you become ill or are unable to work up to the value of $15,000 at a cost of just 45 cents for every $100 of your monthly closing balance.

• Your choice of rewards and an easier to use program. You are now able to use your Commonwealth Bank credit card points to book travel services directly with Flight Centre. You can redeem your points for flights, hotels, cruises or holiday packages and you can supplement your point balances with a simple credit card payment. You can also choose to be rewarded with cashback where your points can actually help you pay off your credit card balance. Your CBA rewards points can also be used with the Virgin Blue loyalty program Air New Zealand loyalty program or the Qantas frequent flyer program.

• Rewarding gold and platinum programs. With a gold or platinum Commonwealth Bank credit card you can enjoy all of the rewards of a standard CBA credit card as well as exclusive premium benefits.

• Protection for you and your card. Commonwealth Bank offers you a number of ways that you can protect your credit card and your credit score. For example you can protect your payments by taking out credit card insurance, plus every time you make a payment using a credit card you are protected by chip technology which is harder to forge. Plus, whenever you shop online you are guaranteed by Commonwealth Bank not to be held liable for fraudulent charges made on your card if you meet the conditions. Your online transactions can also be protected by MasterCard SecureCode where you create a second unique password which is required before an online transaction is processed.

• Feel safe to travel with a CBA credit card. You can easily use your credit card around Australia to make cash withdrawals at an ATM or you can link your credit card to your everyday transaction account so you can access your own funds and you don’t have to carry cash or travellers cheques overseas. You can also register with Secure Sentinel so that if your wallet or bag is lost or stolen you can make one call and have all of your credit cards, Commonwealth Bank and non-Commonwealth Bank, cancelled immediately.

Commonwealth Bank Balance Transfer Credit Cards

You have a range of credit card balance transfer offers to choose from depending on the size of the balance or balances you are transferring and how much of your budget you can afford to focus on repaying your transferred balance quickly. With Commonwealth Bank you can choose from:

• Commonwealth Bank Low Fee Credit Card. With an annual fee of just $24 and three additional cardholder uses a very affordable credit card offer and it can be made even more affordable as you can qualify for an annual fee waiver. To find out more about whether the low fee credit card would see you read the full review here.

• Commonwealth Bank Low Rate Credit Card. With a very low interest rate of 13.24% and 55 interest-free days you have every opportunity to avoid getting into trouble with your credit card purchases. Find out more now about the other great features of the low rate credit card.

• Commonwealth Bank Awards Credit Card. You can earn up to 1.5 points for every one dollar you spend thanks to an American Express companion card. Find out more about how to make the most of a credit card rewards program and a companion card system here.

• Commonwealth Bank Gold Awards Credit Card. Commonwealth Bank Gold card also gives you a companion card and a chance to earn two points for every one dollar spent. Find out more about how you can benefit and whether you qualified to benefit from gold rewards programs.

• Commonwealth Bank Platinum Awards Credit Card. Earn up to a huge three points for every one dollar you spend you can also enjoy a premium privileges such as travel insurance and concierge assistance any time of the day from anywhere in the world. To find out more about how you can benefit from being a Platinum cardholder read the full review here.

Commonwealth Bank Credit Card Comparison:

Commonwealth Bank Australia offers you a great range of credit cards, protection and extras because using your credit card to your advantage and making your money work harder for you shouldn’t be hard work.

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