Citibank is associated as being an American brand however Citi Australia has been providing financial services to personal banking customers, corporates, institutions and governments around Australia for over 30 years. It is simply that Citibank is most well recognised for its range of global products and services thanks to its operations in over 100 different countries. However over 1 million Australians are Citi customers so perhaps you should take the time to find out more about Citibank’s credit card and balance transfer offers.
Why Choose Citibank?
To help you decide between the hundreds of credit card and balance transfer providers find out more about the unique products and services offered by Citibank and how your experience as a Citibank credit card holder can be different:
- Understanding in times of financial hardship. If circumstances in your life change and you find yourself struggling to pay your bills Citibank can provide you with short-term financial relief or a long-term financial support program. Citibank will adjust and tailor their financial products to suit your new situation and can offer temporary relief on your credit card payments or loan repayments, for an extension of your loan contract. Whether your finances are struggling because you have lost your job, you are injured or too sick to work, or even if you are going through personal issues such as divorce Citibank can help.
- Extensive rewards programs. As a Citibank customer you have access to a range of great rewards so you can be rewarded by your credit card in a way which is meaningful to your situation. For example you can choose from rewards such as: cash back; donations to charity; payment of the annual fee on your credit card; flights; recreational equipment; books and magazines; travel and adventure experiences such as flights, luggage or accommodation; electronics equipment; homewares; and gift cards.
- Exclusive advantages. When you have a Citibank credit card you will find that just about anywhere you go to shop online, eat out, see a movie, or even enjoy a holiday experience such as a theme park or a hotel you can enjoy discounts and exclusive offers. You can also have access to the best entertainment and concert tickets as well as up to 25% off wine purchases just to name a few exclusive privileges.
Citibank Balance Transfer Credit Cards
There are so many different balance transfer offers available that can be confusing narrowing down your options and comparing them on a level playing field. Therefore below are several common questions to help you compare Citibank balance transfer credit cards.
How do I apply for a Citibank balance transfer credit card?
You can request a balance transfer using Internet banking by logging into your account and selecting ‘request a balance transfer’ from the account services tab. You can easily follow the prompts through Internet banking and your request will be processed in 10 business days, and will take another 5 to 10 days to be assessed and named successful. Alternatively you can apply for a balance transfer over the phone.
How long does a Citibank balance transfer take?
If you apply for a balance transfer using Internet banking it can take up to 10 business days and up to 5 to 10 days to be processed if you applied over the phone. You may also need to allow additional time for your cheque to be received by the financial institution who holds your old credit card. You can monitor your Citibank balance transfer in Internet banking, and if the above time periods have elapsed you may need to contact your old credit card provider.
What are the balance transfer offers available from Citibank?
Citibank offers a range of great credit cards and balance transfer deals so as you compare and consider your credit card needs take a closer look at whether Citibank can help you.
Posted on Friday, June 4th, 2010 at 12:26 pm
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