Bankwest Lite MasterCard
Save with Australia’s lowest MasterCard purchase rate credit card, an amazing balance transfer offer for the first 9 months and a low annual fee.
- $49 annual fee
- 0% p.a. for 6 months (reverts to 10.99% p.a.) on purchases
- 4.99% p.a. for 9 months on balance transfers
- Cash Advance Rate of 21.99% p.a.
- 55 days interest free
- Access to RewardMe instant rewards and discounts
Many credit cards offer additional features that can help you save money if you use them. However some people just want a credit card to pay for purchases. They don’t want added features such as free insurance and discounts at stores you may only use once a year. The Bankwest Lite MasterCard is a low rate credit card without all the extra features that are offered with other credit cards. The Bankwest Lite MasterCard recognises that all you want from a credit card is the lowest interest rate that is available so you are not paying large sums of money on interest charges. This article will explain what the interest rates are with the Bankwest Lite MasterCard and what features are available.
Features of the Bankwest Lite MasterCard
The Bankwest Lite MasterCard is a great no-frills credit card that offers you a great low rate of interest and fewer features. This section will explain to you what interest rates are offered with the Bankwest Lite MasterCard and what features you can take advantage of. These are:
- Interest rates. The Bankwest Lite MasterCard offers one of Australia’s lowest interest rates on purchases. The Bankwest Lite MasterCard offers a low interest rate of 0% p.a. for 6 months (reverts to 10.99% p.a.) on all purchases that you make. This low rate ensures that you will be paying less money in interest on purchases while you are using a credit card.
- Discounted interest rate on balance transfers. The Bankwest Lite MasterCard provides you with a discounted interest rate on balance transfers. Balance transfers are the amount that is transferred on to the Bankwest Lite MasterCard from your old credit card. The Bankwest Lite MasterCard offers you a 4.99% p.a. for 9 months p.a interest rate on balance transfers. This is a great way to get your finances back on track by reducing the amount of interest you pay. After the discount period is over the amount owing will be charged at the regular rate of
0% p.a. for 6 months (reverts to 10.99% p.a.) p.a.
- Additional card holders. For no extra cost you can add up to three additional card holders to the account. By allowing your whole family to be on the one account you will save money on annual fees and you will all be able to take advantage of the low interest rates that are offered with the Bankwest Lite MasterCard.
- Low annual fee. The Bankwest Lite MasterCard charges a low annual fee of $49.
- Constant access to your account. The Bankwest Lite MasterCard allows you to access your account details at anytime using the Bankwest online banking facility.
- How to apply. You can apply for the Bankwest Lite MasterCard either by phone, in person or by mail through downloading the application for from the website.
Many credit cards offer a variety of features to go along with the basic function of the credit cards. These features can range from free insurance coverage to discounts at particular stores. However, if you do not use these facilities you will usually be paying for the people who do through the increased interest rate on the loan. The Bankwest Lite MasterCard provides you with a credit card without all the features but with one of the best interest rates in Australia. By avoiding the inflated costs that come with all the additional features you and your whole family can save money using the Bankwest Lite MasterCard. To find out more about the features of the Bankwest Lite MasterCard, view our comparison tables here, and find out whether you are eligible to apply by following our secure link directly to the Bankwest website.
The Bankwest Lite MasterCard is a no-frills credit card that offers one of the best interest rates in Australia. If you use your credit card mainly for purchases and rarely use the other features read this article and switch over to the Bankwest Lite MasterCard today.
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Posted on Tuesday, April 6th, 2010 at 1:01 pm
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