BankWest is part of Commonwealth Bank group and being part of one of the biggest of the big four banks gives BankWest the competitive edge to offer the lowest interest rates and the most inclusive products, while maintaining its individual operations to offer you the best personalised service. Also, since joining the Commonwealth Bank group BankWest has increased its credit rating to offer you even greater reliability and security. When you choose a BankWest balance transfer credit card you can access and manage your account quickly and easily online or over the phone 24 hours a day from anywhere in the world.
Why Choose BankWest?
When it comes to choosing a new credit card balance transfer offer it often comes down to more than just the interest rates and fees, you should also be making comparisons based on the reputation and services of a provider. BankWest is set apart from other credit card providers by:
- Multitudes of awards. In the 2010 Best of the Best awards BankWest won six gold medals, in 2008 they won 8 gold medals and in 2007 they won seven gold medals. In the most recent 2010 money Magazine awards these medals included best transaction credit card for their Zero range of MasterCards, the cheapest credit card for the Lite MasterCard and the cheapest balance transfer again for the Lite MasterCard.
- All BankWest credit cards are rewarding. Every BankWest credit card comes with the RewardMe rewards program which gives you instant access to exclusive offers and discounts at restaurants, cinemas, accommodation, your favourite stores and more so you don’t have to wait to build up points to enjoy your credit card rewards program.
- Stress-free credit card use. Since you are in the market for a balance transfer then you probably don’t believe that using your credit card can be easy and stress-free. BankWest makes it simpler to manage your credit card as you can make a balance transfer, change your credit limit, add insurance or protection to your card or set up a direct debit online through Internet banking.
- A wide range of credit cards to choose from. You can choose a lower interest rate BankWest credit card with a purchase rate of just 10.75%, or you can opt for the BankWest rewards credit card which gives you 5000 bonus points when you apply and 1.5 points for every dollar you spend. Or you can choose the no annual fee credit card to save you hundreds of dollars each year. No matter which card you choose you can take advantage of a low interest rate balance transfer offer for nine months.
Bankwest Balance Transfer Credit Cards
Applying for a balance transfer credit card can be confusing, using a balance transfer credit card can be even more confusing because you want to make sure you are getting the most benefit from the lower interest rate and offer period. Therefore the following questions may be ones you have been wondering as well and can help you process a balance transfer more easily.
When will my BankWest balance transfer be processed?
If you’re applying for a balance transfer in your BankWest credit card application, the transfer will be processed once you activate your credit card when you have received it in the mail.
When does my BankWest balance transfer expire?
It is important to remain aware of the expiry date of your balance transfer offer because at the end of the offer your lower interest rate will revert to the higher BankWest purchase interest-rate. To keep track of your balance transfer offer check your statement as there is a box at the bottom of the page which summarises the number of months remaining on your balance transfer. When you see the number of months remaining is 1 you will need to pay that current statement balance in full to avoid the revert rate.
Can an existing BankWest customer take advantage of the balance transfer offers?
The balance transfer offers advertised are for new customers, however if you have an existing BankWest financial product, but you don’t have the balance transfer credit card being advertised you can apply for the card but you will be assessed as a new customer and subject to credit checks and full application processes. As an existing BankWest customer you may also be sent exclusive balance transfer offers which you can keep an eye out for.
Can I utilise the 55 days interest-free on my BankWest balance transfer credit card?
Interest-free days only apply if your total statement balance is repaid in full including all-cash advances and balance transfer balances. Therefore until you have repaid your balance transfer you will not be eligible for interest-free days and new purchases will be charged at the full purchase interest-rate.
BankWest balance transfer credit card offers:
Consider the range of BankWest credit cards and balance transfer offers coupled with the award-winning rewards programs on their range of easy-to-use and affordable credit cards.
Posted on Tuesday, May 4th, 2010 at 10:46 am
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