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Balance Transfer Card is an Australia owned credit card comparison service providing 100% unbiased reviews and information to help consumers make the best decisions in choosing the right credit cards.
We specialise in all types of balance transfer credit cards and ensure you are up to date with all the best balance transfer card offers ranging from introductory 0% balance transfers to balance transfers for life.
We also provide secure access to online applications for any credit cards of your choice so you can be directed to the correct Australian credit card provider for fast online approval.
See below for a selection of our recommended balance transfer credit cards:
Awarded the Cheapest Credit Card & the Cheapest Balance Transfer for 2010, with Australias lowest MasterCard interest rate on purchases. Offering a low interest rate, a discounted annual fee by 50%, and VISA Platinum rewards inc. complimentary international travel insurance. Choice of 4 very unique offers, ranging from balance transfer to no annual fee. Take advantage of 3.99% p.a for the first 6 months on balance transfers. *Available only for a limited time. The Suncorp Platinum is a unique credit card as it offers a low interest balance transfer rate for life. Inc. Complimentary International Travel Insurance. Includes complimentary international travel insurance, and a generous credit limit of up to $25,000. Min. annual income for approval: $35,000.
Comparison of Our Top Credit Cards
Compare
Credit Card
Card Details
Interest Rate p.a.
Cash Advance Rate p.a.
Balance Transfer Rate p.a.
Annual fee
Interest free days (up to)
Editors Choice:
Best Overall Card
A great offer from St. George with a highly competitive interest rate on both purchases and balance transfers. 12.49% p.a.
21.24% p.a.
2.99% p.a. for 6
months
$55
55
Editors Choice:
12 months Balance Transfer
Offering a NEW! 2.9% for 12 months balance transfer option and a low interest purchase rate and annual fee. 12.24% p.a.
17.99% p.a.
2.9% p.a. for 12
months
$39
0
10.75% p.a.
21.74% p.a.
1.99% p.a. for 9
months
$59
55
Min. Income requirement for application is $50k per year 11.49% p.a.
21.24% p.a.
0% p.a. for 6
months
$49 (First Year, Save $50)
55
2.99% p.a. for 6 (reverts back to 12.99% p.a.)
19.79% p.a.
2.99% p.a. for 6
months
$49
55
13.24% p.a.
21.24% p.a.
3.99% p.a. for 6
months
$45
55
Editors Choice:
Unique Rewards Program
Australia\'s only credit card that rewards you for reducing your balance - earn 1 rewards point for every $1 repaid to your card. 14.24% p.a.
21.49% p.a.
0% p.a. for 6
months
$79
55
Min. income to apply is $50,000 p.a. 19.99% p.a.
19.99% p.a.
3.9% p.a. for life
$205
55
Editors Choice: No Annual Fee
A highly awarded card receiving Money magazines Best Transactor Credit Card for 2010 with a combination of a $0 annual fee and
1.99% p.a. for 9 months on balance transfers 16.99% p.a.
16.99% p.a.
3.99% p.a. for 9
months
$0
55
Editors Choice: Frequent Flyer Offer
Uncapped Qantas Frequent Flyer points earning. Earn more with both an AMEX credit card and a Visa for wider acceptance. 19.49% p.a.
20.74% p.a.
$95
44
Editors Choice:
Rewards Program - Special Offer
Currently running a special offer where you can receive 20,000 points redeemable with any airline
Approval will require a good credit rating. 20.74% p.a.
21.24% p.a.
3.9% p.a. for life
$125 (First Year, Save $125)
55
20.74% p.a.
21.24% p.a.
1.9% p.a. for 12
months
$149
55
The ANZ Balance Visa is the only credit card in Australia that rewards its users for reducing their balance. This card lets you earn rewards points each time you pay back money you owe on your credit card.
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